AUTOPAWNEXPRESS, INC. (APEX) PRIVACY POLICY At Autopawnexpress, Inc. (APEX) the privacy of your financial information is important to us. This Privacy Notice describes the information we collect and how we use that information. This Privacy Policy is effective as of January 1, 2009. It is applicable if you have ever applied for a loan with APEX. Protecting the Privacy of APEX Customers’ Information APEX is committed to protecting your privacy and to implementing technology that gives you a secure online experience. APEX maintains physical, electronic and procedural safeguards to transmit and store information about you and apply state-of-the-art security technology and techniques to protect your private information. Information APEX Collects About You APEX collects "nonpublic personal information" about you from information provided directly by you, such as through on-line applications forms, surveys; information about your transactions with APEX such as payment history and loan balances; information provided by third parties, such as other lenders and consumer reporting agencies. How APEX Uses Information It Collects The information collected by APEX is used primarily to provide services to you and to contact you about APEX products and services, web site updates, administrative notices and upcoming events. APEX also may use your information to resolve disputes, troubleshoot problems, enforce APEX’s Website Terms and Conditions, Loan Agreements and other agreements with customers, as well as to formulate or implement direct marketing strategies. To Whom APEX Discloses Customer Information APEX may disclose customer information relating to past and present customers to companies that perform services on behalf of APEX, including those who assist APEX in processing transactions and responding to customer inquiries. In addition, APEX may disclose customer information to marketing companies and financial institutions with whom APEX has joint marketing agreements. APEX also may disclose customer information to its affiliates, such as financial services providers, for purposes of providing you with information about additional APEX products and services. APEX also may disclose customer information to non-affiliated banks and other lenders, publishers, retailers, direct marketers, and consumer reporting agencies. APEX also may disclose customer information to non-affiliated third parties as permitted or compelled by law, such as to comply with a subpoena, respond to inquiries from government authorities or defend legal actions. Opting Out Of Sharing With Non-Affiliated Third Parties If you would like to limit APEX’s disclosure of nonpublic personal information about you to Non-Affiliated Third Parties as described in this Privacy Notice (other than disclosures to Non-Affiliated Third Parties permitted by law), you may so advise APEX by clicking here . You also may express a preference for receiving telephone and e-mail contacts from APEX. Specifically, we may send you e-mails or call you regarding our service from time to time or call to remind you about upcoming payments. If you do not wish to receive these e-mails or phone calls, you may contact APEX by clicking here to change your contact preferences. If you elect to opt out of receiving contacts by telephone or e-mail, you will not receive updates on APEX new product information or special offers. Notwithstanding the above, we may send periodic e-mails informing you of technical service issues related to a service you requested. You will not be able to choose to unsubscribe from these mailings as they are considered an essential part of the service you have requested. In addition, APEX reserves the right to contact you regarding your account status and changes to this Privacy Notice or any other policies or agreements relevant to you and/or your loan. Accuracy of Your Account Information APEX has established procedures to help ensure that your financial information is accurate, current and complete, in keeping with reasonable industry standards. APEX continually strives to maintain complete and accurate information about you and your accounts. If you believe that APEX’s records are inaccurate or incomplete, please notify APEX. APEX will promptly investigate your concerns and correct any information determined to be inaccurate. Changes to This Privacy Policy Because circumstances and technologies change, APEX reserves the right to change this Privacy Notice at any time by notifying you of the existence and location of the new or revised privacy notice or by posting the changes online at the APEX Web site.